The infrastructure for borderless payments

The global fiat and stablecoin engine powering successful transactions.

One payment API for every business model

Whether you run a traditional fintech, a Web3 business or an AI-native operation, the rails you need are already there. Traditional payment infrastructure and stablecoin infrastructure, ready from day one.

USDT
1.92B
USD
4.82M
EUR
3.10M
EGY
1.94M
1,930,114,518.00
TOTAL PAYMENTS RECEIVED (USD)
ACME Logistics Ltd
EUR · SEPA
€48,200
Settled
Northwind Suppliers
USD · Wire
$12,540
In-flight

Traditional businesses

For finance teams running global operations on rails that work today.
International transfers & multi-entity ops
Treasury, sweeps & cash management
Conversions with interbank rates
Local rails in 60+ countries

Blockchain-native companies

Accept stablecoins with ease. Settle globally, instantly, programmatically.
Stablecoin settlement (USDC, USDT)
On/off-ramps in 40+ currencies
Borderless liquidity, 24/7
Smart-contract payouts

Agentic commerce

Let intelligent workflows operate your money with the controls of a CFO.
Conversational finance
Autonomous payment runs
Policy-bound approvals
Audit-grade AI actions
live corridor
Lagos
London
2s
£2,740
Wire
live corridor
Cairo
Berlin
2s
$1.2M
USDT
live corridor
Nairobi
Singapore
2s
$94,500
Wire

Accept globally, 
and pay like a local

With local payment options, Kora makes it incredibly seamless to collect, disburse, convert and settle – as simple as sending a text message.
Create an Account
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180+
Supported
currency pairs
20+
Local payment
methods
<15s
Near-instant
payouts

On a mission to eliminate fragmentation. One rail, unifying the world.

Digital pixelated world map centered on the Atlantic Ocean, showing parts of North and South America, Europe, and Africa in a gradient of blue and green dots on a black background.
USDT
kora wallet
400.00 USDT
Tanzania
Tanzania
1,053,993.20 TZS
2s

Multiple solutions.
Infinite possibilities.

Our plug-and-play tools are independently powerful and unmistakably better together — one API with policies and controls built into the substrate of your business type.

Global Accounts

Multi-entity, multi-region accounts with local rails.

Multi-currency balances

Hold 60+ currencies, convert between them in a click.

Treasury

Yield, sweeps, and policy-based liquidity.

Kora Identity

Build a smooth KYC and KYB verification experience.

FX

Interbank rates with transparent spreads.

Stablecoin rails

USDC, EURC, settle 24/7 across chains.

Payment APIs

Composable primitives for builders.

Team & approvals

Role-based controls. Audit-grade trails.

Card issuance

Virtual & physical cards, programmable controls.

Checkout

Convert globally with localized payment methods.

AI Finance Assistant

Talk to your treasury. Approve outcomes.

Virtual accounts

Issue named accounts in any currency.

Global Payout Rails

Send funds to 130+ countries in minutes.

Local Disbursements

Bank transfers, mobile money, and cash pickup.

Real-time FX

Lock rates before you send.

Compliance Engine

Built-in AML, sanctions, and KYC screening.

Multi-currency Balances

Hold funds in local currencies before disbursing.

Recipient Management

Store and reuse verified payout recipients.

Batch Payouts

Send thousands of payments in a single API call.

Payout Tracking

Real-time status on every disbursement.

Split Payments

Route funds to multiple parties in one transaction.

Escrow

Hold funds securely until conditions are met.

Seller Payouts

Disbursements to merchants in 60+ currencies.

Multi-party Settlement

Settle platform fees and seller shares automatically.

Virtual Accounts

Issue unique collection accounts per seller.

Dispute Management

Built-in tools to handle chargebacks and refunds.

Checkout

Localized payment methods to boost conversion.

Payment APIs

Composable flows for any marketplace model.

Checkout

Localized methods, global reach, high conversion.

Card Collections

Accept Visa, Mastercard, and local card schemes.

Multi-currency

Price and settle in the customer's currency.

Instant Payouts

Refunds and supplier payments in real time.

Fraud & Risk

Adaptive rules engine, flagging and holds.

Payment Links

No-code payment pages ready in seconds.

Subscriptions

Recurring billing with smart retry logic.

AI Finance Assistant

Revenue insights powered by real-time data.

Recurring Billing

Flexible plans, trials, and upgrade flows.

Global Subscriptions

Accept and settle in 60+ currencies.

Revenue Recognition

Automated ARR, MRR, and churn tracking.

Smart Retry

Recover failed payments with adaptive logic.

Card Issuance

Spend cards for your customers or team.

Dunning Management

Automated dunning flows to reduce churn.

Kora Identity

Smooth onboarding with KYC and KYB built in.

Team & approvals

Enforce spending policies across your org.

POS Collections

Accept card, mobile money, and QR in-store.

Multi-location

Unified dashboard across all your outlets.

Instant Settlement

Same-day settlement to your business account.

Refunds

One-click refunds back to original payment method.

Loyalty & Rewards

Programmable incentives tied to payments.

Card Issuance

Issue staff and customer cards with controls.

Stablecoin rails

Accept digital currency at point of sale.

Team & approvals

Manager approvals and cashier-level controls.

Faster integrations. Optimized for scale.

Whether you’re adding a no-code payment widget or building custom workflows, our processing APIs have been engineered for simplicity and reliability.

ENTERPRISE-GRADE RELIABILITY

High-converting payment links

Share multi-currency payment links from your dashboard. No code required.

Build your own solution

Use Kora’s APIs, SDKs, and AI-powered developer tools. Easy to integrate.

View Our Documentation

Break new ground with payment experiences your customers prefer

Stay ahead as you scale into new markets with payment experiences tailored to each region. Kora supports local payment methods that help businesses achieve maximum performance and deliver the trust customers expect.

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“With 95-96% success rates, we’ll continue to rely on Kora as a vital payment partner.”

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350M

Monthly
transactions

99.998%

Platform
uptime

50+

Currencies
Supported

More than a chatbot, Kora’s Agentic Finance layer provides intelligent controls to know and grow revenue.

Leading global brands trust us to make payments effortless

Play
Moniebee
Moniebee Success
One of the best things about working with Kora is their customer support. Top-notch even on weekends and public holidays. In one word: sensational.
Watch on YouTube
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GIG
GIG Logistics Success
Linking to the Kora API was very easy for us. Funding customers' wallets used to be cumbersome; that process is faster now.
Watch on YouTube
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Play
Mobile Money
Expansion
Accept mobile money.
Africa's preferred payment
method to onboard more
customers. Kora now powers
payments and payouts in
these markets, expanding
beyond Kenya and Ghana.
Watch on YouTube
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Compliance and security 
you can bank on

End-to-end security for your business

We built a payment infrastructure with security at its core, and a real-time AML transaction monitoring system so businesses can enjoy a safe and seamless payment experience.
Logo with the text 'PCI DSS DOCUMENT' featuring a partial shield and a green check mark, with 'PCI DSS' written below.
Accept payments with confidence. Kora delivers a comprehensive security framework, covering both internal controls and external protections, to help prevent data breaches, reduce fraud, and keep your transactions safe.

Let’s power your expansion to global markets

Get better payments with your Kora account and start building delightful experiences for your customers.

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Documentation

Learn about Kora’s tools and APIs

API Reference

Use Kora APIs to build payment solutions

Contact Sales

Talk to our team, let’s build together

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